Hello all! I’m sorry I have neglected my blog already. The press of business has kept me from adding to it as much as I should. I’ll try to do better in the future!
In case you were not aware, due to recent federal legislation, everyone is entitled to a free annual credit report from each of the three nationwide credit reporting agencies — Equifax, Experian and TransUnion. The report can be requested by mail, telephone or (perhaps most easily) on the Internet. It’s important to periodically review your report and check it for outdated and/or inaccurate information. The reports are used not only by creditors, but also landlords, prospective employers and insurers. Regular review may also tip you off to the growing problem of identity theft.
To request your free annual credit reports, visit the website below:
And remember, if you are facing serious financial problems, bankruptcy is still a viable solution for many people. Although Congress made the bankruptcy laws tougher last fall, there are still plenty of folks filing Chapter 7 and getting a fresh start. If you are in the Sacramento area and wish to discuss your situation with me, please don’t hesitate to send me an e-mail. I offer a free thirty minute bankruptcy consultation to prospective clients.
— Michael
“We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”